Re: Credit Checks

["Jeff Hanvey" <jewahe -at- lycos -dot- co -dot- uk>]

As has been suggested in previous posts, you don't have to pay to see your
credit information, and getting a little knowledge on how to read it can
save you a lot of money.

>From what I understand, everyone is entitled to at least one free copy of
their credit report a year (here in Georgia, you can request two). Also, if
you've been denied credit, you can request a free copy, as well.

My credit is still recovering from over a year of unemployment, and I
finally got the nerve up to look at my report. Only one account shows
serious history, but the rest were surprisingly good. I feel better about my
credit history, but am being careful to repair it, although it will be 2009
before some of it drops off.

Jeff Hanvey
Augusta, GA
jewahe -at- lycos -dot- co -dot- uk

> On a side note, you can now check your own credit report online; I signed
up
> for a year of being able to check my credit and FICO score on demand for
> about $90
> I have excellent credit, so I'm hoping that helps with the
> clearance..though I do have
> a bunch of debt, but it's all related to my email address (grad school
> student loans)



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