> Please forgive me, I know this topic may have been
> discussed already, but I
> can't seem to find it. (I was laid off of my
> "employee" job the last week
> of July. So, I am looking for, and finding, some
> 1099 contract work.)
>
> One company I am thinking of working with sent me a
> contract for technical
> writing services for what is essentially help desk
> policies and procedures
> with these insurance requirements:
>
> - General liability: $1 million per occurrence
> for services and
> project
> - Professional liability: $1 million per
> occurrence
> - Comprehensive automobile liability: $1 million
> per occurrence
>
> This seems, to say the least, excessive to me,
> because:
>
> - The documentation is for internal team process
> and procedures,
> nothing critical
> - My company is a sole proprietorship; no other
> employees are
> - I will not be delivering anything, moving
> things from one place to
> another, or having any other people from this job
> in my car.
>
> This is for a huge corporation, but they use a
> recruiting company to handle
> 1099 contractors like me.
>
> Any experience with these issues as an independent
> would be very much
> appreciated.
>
> TIA,
> PT
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