RE: liability insurance

Subject: RE: liability insurance
From: "Combs, Richard" <richard -dot- combs -at- Polycom -dot- com>
To: "Gene Kim-Eng" <techwr -at- genek -dot- com>, "Becky Edmondson" <beckyed -at- rcn -dot- com>, <techwr-l -at- lists -dot- techwr-l -dot- com>
Date: Thu, 17 Apr 2008 16:49:58 -0600

Gene Kim-Eng wrote:

> Is this something you feel you need, or something a client is
> insisting you have? The one time someone mentioned this to
> me as a requirement, I told them that if I covered E&O for
> the documents I did for them rather than them covering it as
> part of a "work for hire"
> contract, then I would also retain all copyrights for the
> documents. By the end of the day they called me back and
> said E&O would not be required for the contract.

I agree, you don't need this and should challenge it if a client wants
it. Many years ago, when I was a contractor, a client gave me a bullet
list of requirements their attorney put together, and E&O insurance was
one of them.

I pointed out to them that I was guaranteeing their satisfaction, that
they were going to review and approve the docs, and that they would have
to indemnify me against any errors that _they_approved_. They dropped
the E&O requirement.

But they still insisted that I carry worker's comp insurance, even
though being the owner/pres. of my company made me ineligible to ever
collect on the policy. Talk about a low-risk, high-profit policy for the
insurance company!


Richard G. Combs
Senior Technical Writer
Polycom, Inc.
richardDOTcombs AT polycomDOTcom
rgcombs AT gmailDOTcom


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Re: liability insurance: From: Gene Kim-Eng

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