Re: OT: health insurance for individuals?

Subject: Re: OT: health insurance for individuals?
From: "Char James-Tanny" <charjtf -at- gmail -dot- com>
To: "techwr-l List" <techwr-l -at- lists -dot- techwr-l -dot- com>
Date: Wed, 27 Aug 2008 19:10:46 -0400

> This is slightly off-topic, but still of pressing interest to
> contractors and consultants, I imagine. Where is the best place to get
> health insurance as an individual if you have a few pre-existing conditions?

It's going to depend on the state you live in. In Massachusetts,
coverage for pre-existing conditions starts immediately. However, you
have to be a member of a "group" (like Mass Businessman's
Association) companies in the state aren't allowed to sell
directly to consultants any more. In Connecticut, pre-existing
conditions are covered as long as there's no lapse in coverage...that
is, you can go directly from one insurance company to another without
a waiting period. But if the first policy lapses, you have to start
over with the second company (whatever their requirements are).

Char James-Tanny ~ JTF Associates, Inc. ~
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OT: health insurance for individuals?: From: Rob Hudson

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