RE: OT: health insurance for individuals?

Subject: RE: OT: health insurance for individuals?
From: "Lauren" <lauren -at- writeco -dot- net>
To: "'voxwoman'" <voxwoman -at- gmail -dot- com>, "'Rob Hudson'" <caveatrob -at- gmail -dot- com>
Date: Wed, 27 Aug 2008 17:10:34 -0700

> From: voxwoman

> The best thing to do is get the insurance while you are still
> covered under
> another policy.

That is not a complete statement. Individuals cannot get insurance for
themselves while they still have access under an employer's scheme. I
recommended getting a job that provides insurance, maintaining coverage for
the time required by the insurance company for individual coverage, and then
quitting the job. Also, COBRA benefits must be expired in many cases for
individual insurance coverage.

> Otherwise you've got a waiting period where
> pre-existing
> conditions are not covered at all (sometimes as long as 2
> years). Continuous
> coverage, even with different companies, lets you carry over your
> preexisting condition (I think that's a Federal law - maybe
> part of COBRA). the gap between ineligibility from previous insurance to coverage with
new insurance, from what I've read on the applications.

> The second best thing to do is to make yourself a business
> and get small
> business insurance. It's generally cheaper than individual
> insurance.

That's true and I forgot about that option. Carriers in my area require at
least one employee who does not have coverage elsewhere.



ComponentOne Doc-To-Help gives you everything you need to author and
publish quality Help, Web, and print content. Perfect for technical
authors, developers, and policy writers. Download a FREE trial.

True single source, conditional content, PDF export, modular help.
Help & Manual is the most powerful authoring tool for technical
documentation. Boost your productivity!

You are currently subscribed to TECHWR-L as archive -at- web -dot- techwr-l -dot- com -dot-

To unsubscribe send a blank email to
techwr-l-unsubscribe -at- lists -dot- techwr-l -dot- com
or visit

To subscribe, send a blank email to techwr-l-join -at- lists -dot- techwr-l -dot- com

Send administrative questions to admin -at- techwr-l -dot- com -dot- Visit for more resources and info.

Re: OT: health insurance for individuals?: From: voxwoman

Previous by Author: RE: health insurance for individuals?
Next by Author: RE: Grammer question
Previous by Thread: Re: OT: health insurance for individuals?
Next by Thread: Re: OT: health insurance for individuals?

What this post helpful? Share it with friends and colleagues:

Sponsored Ads