Re: Contract work - 1099 or W-2?

[beelia <beelia -at- gmail -dot- com>]

Hi Gene

Hope the insurance problem clears up for you with "Covered California". I
think enrollment starts in October, but doesn't take effect until January
1st. But what the insurance companies are going to do as far as fair rates
is still up for grabs. Some big companies, like Cigna and Aetna, are not
even going to participate, and the rumor is that there's going to be a
limited market with only a few companies, and that might mean they can jack
up rates. But at least you will no longer be excluded because of
pre-existing conditions.

I'm about to be covered by Medicare, so that consideration is one reason
I'm considering 1099.

Cheers

Bee


On Thu, May 30, 2013 at 12:43 PM, Gene Kim-Eng <techwr -at- genek -dot- com> wrote:

> The major consideration for most people, at least for the rest of this
> year, is whether the W2 option provides access to health insurance and
> whether they have or could get that coverage elsewhere.  I've taken lower
> rates as a W2 just to be able to get insurance for my wife and myself
> because pre-existing conditions got us rated uninsurable by insurance
> company death panels.
>
> Gene Kim-Eng
>
>
>
> On 5/30/2013 11:57 AM, beelia wrote:
>
>> If you have a choice between getting paid on a W-2 or a 1099, which would
>> you choose?
>>
>> I am starting to do contracting again after over a decade of direct
>> "captive" employment, and I don't remember what the advantages/drawbacks
>> are.
>>
>> Can anyone direct me to a resource, or tell me what you've done in your
>> contracting careers?
>>
>
>
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