Re: UK: Professional Indemnity/Liability Insurance

Subject: Re: UK: Professional Indemnity/Liability Insurance
From: Will Husa <will -dot- husa -at- 4techwriter -dot- com>
To: Lauren <lauren -at- writeco -dot- net>, techwr-l -at- lists -dot- techwr-l -dot- com
Date: Thu, 25 Jan 2018 07:43:52 -0600

I would like to add that in all my years of being a technical writer, I only had one client who required me to carry Errors and Omissions insurance.Â


Sent from my Verizon, Samsung Galaxy smartphone
-------- Original message --------From: Lauren <lauren -at- writeco -dot- net> Date: 1/25/18 03:48 (GMT-06:00) To: techwr-l -at- lists -dot- techwr-l -dot- com Subject: Re: UK: Professional Indemnity/Liability Insurance
After hitting send, I found more to say. When looking for insurance, you
need to figure out what kind of coverage you will need. For most
writers, errors and omissions insurance (or professional indemnity
insurance) should be enough because you are not dealing with people or
safety directly.

Here is a UK insurer who describes the insurance and provides quotes.
https://www.blackfriarsgroup.com/errors-and-omissions-liability-insurance/

Here is another description that states thereâs not a difference between
errors and omissions insurance and professional indemnity insurance.
https://www.simplybusiness.co.uk/insurance/faq/what-is-the-difference-between-errors-and-omissions-and-professional-indemnity-insurance/

And another description.
http://www.bluedropservices.co.uk/blog/201/professional-indemnity-insurance-or-errors-and-omissions/

The bottom line is that if you are working as an employee of a
contractor for the client, then you do not need insurance. If you are
working as your own business, then you could need insurance but it is
not likely that you will be sued.

If the nature of the documents that you will work with have somebody
else signing off on the documents, then you probably do not need
insurance. If there are many writers, then you should not need
insurance, as it would be unfair to you. If no one is relying on your
documents for financial policies or decisions, or for safety, then you
should not need insurance. If your employer or client can be sued based
on your documents then you must have insurance for your security.




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References:
Re: UK: Professional Indemnity/Liability Insurance: From: Lauren

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