TechWhirl (TECHWR-L) is a resource for technical writing and technical communications professionals of all experience levels and in all industries to share their experiences and acquire information.
For two decades, technical communicators have turned to TechWhirl to ask and answer questions about the always-changing world of technical communications, such as tools, skills, career paths, methodologies, and emerging industries. The TechWhirl Archives and magazine, created for, by and about technical writers, offer a wealth of knowledge to everyone with an interest in any aspect of technical communications.
I'll get the full quotes next week, but preliminary "guesses" on the part of
the broker suggest a possible 10-fold difference. The broker also mentioned
that I should put in a waiver for the release of the documents, which would
cover indemnity.
It might be the case that if I have a very good contract that could get
touchy, then I would need the E&O, otherwise, the GL might suffice, but a
waiver, from what you are saying, is still a good idea.
Lauren
> -----Original Message-----
> From: Gene Kim-Eng [mailto:techwr -at- genek -dot- com]
> Sent: Friday, May 04, 2007 2:26 PM
> To: Lauren; techwr-l -at- lists -dot- techwr-l -dot- com
> Subject: Re: Insurance Question
>
> If your contracts specify "work for hire" (the client owns
> the copyrights
> for what you produce), they should also specify that the
> clients' sign-off
> on work you turn in or their payment of your invoices for that work
> represents their validation of contents and assumption of all
> liability for
> consequences arising from its use. Never sign an agreement that hands
> over the copyrights but does not fully indemnify you against
> all liabilty
> for client-accepted work.
>
> However, keep in mind that even if you can't be held liable,
> if someone
> sues you there will still be expenses involved in
> establishing that. I
> would get quotes for both GL and E+O and break down how much
> it works out to on an hourly basis for your anticipated working hours.
>
> Gene Kim-Eng
>
>
> ----- Original Message -----
> From: "Lauren" <lt34 -at- csus -dot- edu>
> To: <techwr-l -at- lists -dot- techwr-l -dot- com>
> Sent: Friday, May 04, 2007 12:06 PM
> Subject: Insurance Question
>
>
> > I'm looking at corp-to-corp contracts and I need to insure
> my business
> > before doing business with companies. I need to know how
> much insurance a
> > technical writer needs. An insurance broker told me that
> it would be easy
> > and inexpensive to get a General Liability policy, but she
> needed me to make
> > sure that I didn't need coverage for Errors and Ommissions.
> I don't know if
> > I need that coverage because I don't know if faulty
> documentation can create
> > a liability risk.
> >
> > Does anyone have any thoughts about whether I might
> encounter a case where I
> > would need insurance in excess of General Liability?
Create HTML or Microsoft Word content and convert to Help file formats or
printed documentation. Features include support for Windows Vista & 2007
Microsoft Office, team authoring, plus more. http://www.DocToHelp.com/TechwrlList
Now shipping: Help & Manual 4 with RoboHelp(r) import! New editor,
full Unicode support. Create help files, web-based help and PDF in up
to 106 languages with Help & Manual: http://www.helpandmanual.com
---
You are currently subscribed to TECHWR-L as archive -at- web -dot- techwr-l -dot- com -dot-