TechWhirl (TECHWR-L) is a resource for technical writing and technical communications professionals of all experience levels and in all industries to share their experiences and acquire information.
For two decades, technical communicators have turned to TechWhirl to ask and answer questions about the always-changing world of technical communications, such as tools, skills, career paths, methodologies, and emerging industries. The TechWhirl Archives and magazine, created for, by and about technical writers, offer a wealth of knowledge to everyone with an interest in any aspect of technical communications.
I took Greg's question offline to give him company names, but for general
consumption if you shop for E&O here's the info:
You want an insurance company that is rated by A.M. Best as A+ or above (it
can go to A++). The higher the rating, the more likely they are to withstand
claims and handle them well. Also, many liability insurance companies
"bundle" the E&O with other liabilities such as client site accident
insurance and loss of office information and equipment insurance. I didn't
need those, but couldn't get E&O without it, so took the bundle. E&O is
vital to my company's business; there are some corporations I simply can't
do business with unless I have it, so I'll pay for the bundle to make sure I
have it. At least once per year, some corporate entity asks me for proof, as
did one this week.
Be prepared for a good size bill. Mine started 6 years ago at $650 for a
$1,500 deductible per claim, and now (because time and your revenues push it
up) it's up considerably higher. Believe it or not, 9/11 pushed premiums up
by 15% or more. My premium now is around $2,255.00 per year, with a $1000
deductible. I don't know what yours will be. Happy shopping! It's a bit like
shopping for tires; very expensive and no joy in the expense, but you pay
for the safety aspects. :)
Sherry
Sherry Michaels
Michaels & Associates, LLC
11639 E. Wethersfield Rd.
Scottsdale, AZ 85259
480-614-8440 Local
877-614-8440 Toll free
480-614-2775 FAX
www.docntrain.com
ROBOHELP X5 - SEE THE ALL NEW ROBOHELP X5 IN ACTION!
RoboHelp X5 is a giant leap forward in Help authoring technology, featuring all new Word 2003 support, Content Management, Multi-Author support, PDF and XML support and much more! View an online demo: http://www.macromedia.com/go/techwrldemo
---
You are currently subscribed to techwr-l as:
archiver -at- techwr-l -dot- com
To unsubscribe send a blank email to leave-techwr-l-obscured -at- lists -dot- techwr-l -dot- com
Send administrative questions to lisa -at- techwr-l -dot- com -dot- Visit http://www.techwr-l.com/techwhirl/ for more resources and info.
