Re: Liability insurance

Subject: Re: Liability insurance
From: "Phillip St. James" <saint0 -at- verizon -dot- net>
To: "TECHWR-L" <techwr-l -at- lists -dot- techwr-l -dot- com>
Date: Thu, 28 Apr 2005 08:25:37 -0700


I couldn't agree more strongly, Sherry. I, too, just went through the same thing for the first time in my career with my latest contract.

The amount of business liability insurance and increases to my automobile insurance initially seemed excessive and needless to me. But it came down to adapting, landing the work, and putting my client's CFO and legal counsel at ease.

The extra insurance serves as a virtual "bond" that better protects all parties concerned. I'll live with it as it wasn't too expensive...

We are still working on changes to my contract that don't expose me to a risk of having to pay my client if "all" of the work is not completed on time. Note that a clause was added to an amended contract where new deliverables were added without my agreement and were due in the same time frame. These deliverables were explicitly and initially said to be the purview of another unhired writer. How they were added to my responsibilities without my consent beats me... (I guess my client is very impressed with my writing but perhaps not with my reading skills.)

I'm glad that I carefully read my contract(s). I have not signed the amended version, although I complied with the insurance requirements. My concern about being saddled with additional deliverables without added time or compensation are being addressed in the contract is being changed...

-phillip
Menlo Park, CA

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References:
Liability insurance: From: Sherry Michaels

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