Independent Contractor Insurance Question

Subject: Independent Contractor Insurance Question
From: "Kirk Turner" <royj -at- alltel -dot- net>
To: "TECHWR-L" <techwr-l -at- lists -dot- techwr-l -dot- com>
Date: Mon, 31 Oct 2005 10:30:28 -0500

I am considering a contract to edit a manual for a state agency. In the
contract, the company requires that I maintain professional liability
insurance (errors and omission insurance). If this insurance isn't
applicable, they require that I maintain a commercial general liability
policy covering my services. They want the insurance to have a limit of
not less than $1,000,000; deductibles and self-insurance retention may
not be greater than $25,000. They also want me to maintain Workers Comp.

Have any of you have experience with this requirement because I have
not. Any suggestions? I just talked with my insurance lady, and she was
not familiar with this insurance. Any ideas on cost?

Kirk Turner


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