Contracting and Health Insurance

Subject: Contracting and Health Insurance
From: beth -dot- tripp -at- verizon -dot- net
To: techwr-l -at- lists -dot- techwr-l -dot- com
Date: Fri, 26 Jan 2007 14:00:30 -0600 (CST)

Hi,

I?m new to the list and have searched for information on health
insurance while doing contract work and didn?t find anything in the
archives.

I currently work through a recruiter so I can have health
insurance. (I took a pay cut to ensure that I was covered.) What
do other writers do that are self employed? Those in Canada need
not reply. :o)

Can I become an LLC to get around the self-employed? Does anyone
know a great insurance broker that can beat the system?

Insurance companies are very picky about who they will insure. Out
here on the left coast I?ve tried to roll-over a health plan from
group to a single account but didn?t qualify because I have had
prescriptions filled. I feel another migraine coming on.

The last quote I received for coverage was between 1000.00 and
1500.00 a month just for me, and that was through the state (only
for 18 months). After the 18 months, the state expects you to be
able to get insurance. And no that wasn?t COBRA that was after
COBRA runs out.

I?m planning ahead to when the husband retires in 2 years and we
move to northern Wisconsin. Hmmmm, it?s only an 8 hour drive to
Canada?.

I?ve tried AARP, no luck. Yes, I?m over 50 but too young to
collect SS and medi-care, I have to wait another 12 years or so.

Thank you for any guidance.

Beth Tripp

Senior Technical Writer

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