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"Is there some sort of application that can safely store all of this
information without exposing me to security risks?"
I work for a company that does this for cloud applications. You sign on
once, say at your company's internal home page, and then you can securely
access a variety of cloud/web applications. But this is a more of a
business/enterprise-level product. (Too bad, because I'd love my own
version at home.)
Nick Parlante's advice via Dan Goldstein is good. You can always tell a
family member the suffix or keep it with emergency papers. The XKCD cartoon
about password strength (http://xkcd.com/936/) that someone mentioned is
actually a fantastically informative bit of instruction. (Mouse over the
cartoon for extra punch-line. ;)
But sometimes it's a pain to retype everything. I have a spreadsheet of
username/passwords but keep it in an encrypted file or thumb drive using
True Crypt (http://www.truecrypt.org). Some security concepts seem
daunting, but this is a fairly easy product to use and it's free.
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